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With effect from 1st August 2020 the following alterations are made to your Multi Appliance policy:1) The definition of Depreciation is amended to read as follows:Depreciation – The provision for the depreciation of the Equipment over time. Depreciation will be applied to the Equipment’s purchase price or £500 whichever is the lesser at 15% per annum from the date of purchase.2) The following additional definition is added:Excess – The first amount of each and every claim for which You are responsible as stated in the Policy.3) Exclusion 1) of this policy is restated as follows: The amount of the Excess stated in the Policy schedule.4) The second paragraph of the Cancellation condition is restated as follows:Thereafter You may only cancel this policy in writing, giving at least 14 days’ notice to The Administrator. However, no refund of payment will be payable.